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SWIFTCreditPaymentInitiation

The SWIFTCreditPaymentInitiation class is used to generate SWIFT Credit Payment v3 Initiation messages (pain.001.001.03). These are primarily used to send cross-border payments.

It can either be created from a base ISO20022 class or created competely independantly via the SWIFTCreditPaymentInitiationConfig interface.

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Constructor

export interface SWIFTCreditPaymentInitiationConfig {
    initiatingParty: Party;
    paymentInstructions: SWIFTCreditPaymentInstruction[];
    messageId?: string;
    creationDate?: Date;
}

// Example Usage
const swiftPayment = new SWIFTCreditPaymentInitiation({
    initiatingParty: {
        name: 'Acme Corporation',
        id: 'ACMECORP',
        account: {
            // Account details
        },
        agent: {
            // Agent details
        }
    },
    paymentInstructions: [
        {
            id: 'PAYMENT001',
            amount: 100000, // Amount in cents
            currency: 'USD',
            creditor: {
                // Creditor details
            },
            // Other payment instruction details
        }
    ],
    messageId: 'MSG001', // Optional
    creationDate: new Date() // Optional
});

Initializes a new SWIFTCreditPaymentInitiation instance with the provided configuration.

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Methods

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serialize(): string

Serializes the payment initiation to an XML string.

const xmlString = swiftPayment.serialize();
console.log(xmlString);

This method generates the complete XML representation of the SWIFT Credit Payment Initiation message.

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toString(): string

Alias for serialize().

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Validation

The class includes built-in validation to ensure the payment initiation data meets the required standards:

• Validates that the messageId does not exceed 35 characters.
• Ensures all creditors have complete addresses (including country).
• Additional validations can be added as needed.